Financial Advisors in Rochester, Minnesota (Olmsted County)

Peter Melsness, CFP
My Philosophy I do not sell investments or insurance. Instead, I provide ongoing financial planning and investment advice to help my clients clarify and then work towards achieving their most important life goals.
About Superior Financial Peter Melsness CFP® is founder and principal owner of Superior Financial which was launched in 2008. Located in Rochester I serve clients in the greater Twin Cities metro area and enjoy working virtually with clients across the USA.
As an independent, Fee-Only advisors, I do not accept commissions of any kind and feel this is the most objective way to provide financial advice.
I work with clients on a Fiduciary basis, meaning my only loyalty is to my clients - not a brokerage firm, mutual fund company or insurance company. I feel this is the best way to provide financial advice.

Clients:
A typical client is one who: Has goals Open to change Motivated to act Does not want to be sold a product... See More

Fee-only financial planning for couples, by a couple. Natalie Slagle, CFP® and Dan Slagle, CFP® work with professional couples on the technical and behavioral side of money. We help couples use money as a tool to align their visions with their money.... See More

I can help get you the best info on your retirement and savings questions. Whether you go through me or not, I hope I can help.I can say with certainty that what I deal with is guarantees in knowing how to get the most in your retirement without dealing with the "wall street roller coaster". thanks, Rick Wagner and 123legacy.com... See More

We are committed to working with clients to help them strengthen their resources and capability by establishing values-oriented goals and creating a financial MAP that leads the way. We enjoy working with clients who seek a mindful, comprehensive method to their long-term financial and personal well being.

Our mission is to help you improve your financial life while enhancing awareness of your personal values and psychological style in money matters. We work together as a team using a proven process of assessing key financial information, money personality traits, interpretation and analysis. Your unique family, social, career, and life history are incorporated with your goals to determine recommended solutions.

As a fiduciary, MAP places your interests above all others when working with you to establish yur goals and best implement your plan. MAP subscribes to the most current industry knowledge and regulatory guidelines to chart a successful course for your financial security. MAP also adheres to the professional Certified Financial Planner (CFP) and ChFC strict Code of Ethics.

MAP's client services and administrative team members work closely with you to facilitate and implement your plan to accomplish the steps required to achieve the desired results.

MAP coordinates regularly with other professionals, such as an attorneys, accountants, insurance providers, lenders and other specialists to obtain and integrate needed products and services into a complete financial plan.... See More

SWA is a solution-driven wealth management firm with advisors in Prior Lake, Minneapolis, Coon Rapids, Lakeville and Long Lake, Minnesota. However, we work with clients across the United States. As a fiduciary for our clients, we help clients identify their specific life goals, and by designing an objective financial game plan; outlining unique opportunities to be utilized to achieve those goals, which typically include:
• Planning for retirement (i.e. when, where, how much, etc.)
• Potentially improve portfolio performance by using passive, low-cost, tax-efficient securities, and designing strategies to invest available dollars more tax effectively using an Asset Location Strategy approach
• By using our extensive tax background, we design and implement multi-year tax minimization strategies including concentrated stock and stock option planning, strategic Roth IRA conversions, charitable techniques, and many other strategies
• Generate ideas to better leverage small business ownership
• Review of mortgage / debt and potentially assist with interest reduction techniques
• Estate plan design and implementation assistance
• Review of life, disability and property casualty insurance coverages for appropriate coverage levels
Our advisors are all Certified Financial PlannersTM with one being a Certified Public Accountant and two others being Enrolled Agents. We leverage our tax expertise in our portfolio management techniques (via our Asset Location Strategy) as well as employing multi-year tax minimization strategies.
• Asset Location Strategy: We construct client portfolios to leverage the most tax-appropriate securities in the most advantageous locations (taxable, tax-deferred and tax-free).
• Tax Minimization: We design and execute a variety of tax reduction opportunities including (but certainly not limited to) creating a tax-effective savings plan, strategic Roth IRA conversions, tax-reducing charitable contribution approaches.
• Tax-Efficient Withdrawal Strategy: We design a client-specific action plan for tax-effectively generating a cash flow stream from a retiring client’s various cash producing resources. Those resources typically include pension income, Social Security benefits, taxable, tax-deferred and tax-free account drawdowns, rental income and the sale of a business.... See More

Joe Pitzl, CFP
We are an independent, fee-only financial planning and investment management firm, and we are everything Wall Street is not. Our firm offers a refreshing, collaborative spin on the financial planning process, coupled with an evidence-based approach to investing. We adhere to a fiduciary standard of care at all times when working with our clients. Our allegiance lies solely with you.
We believe that the fundamental purpose of financial planning is to help people make better and more consistent financial decisions. Money is best used in a manner that supports one's life, rather than being the driving force in the decision-making process.... See More

Lauri Salverda, CDFA, CFA, CFP
We work with clients who value having a trusted partner in making significant life choices regarding their financial future. As a fiduciary and fee-only financial planner, we offer comprehensive financial planning and investment management services, independent of conflicts of interest.
We build lasting relationships based on trust and a complete understanding of your goals for the future. We ask our clients meaningful questions, listen carefully to your answers and develop specific solutions to meet your individual needs. We meet as needed to evaluate your plan and make adjustments to remain relevant and assist you in reaching your unique goals whatever they may be. Our goal is to create an open and comfortable atmosphere to work through any financial questions that may arise and to make it easy to execute your plan that we've created together.... See More

Steven Zimmerman, CFP, ChFC
Mindful Asset Planning (MAP) is a comprehensive financial planning Firm and Registered Investment Advisor founded by Steve & Susan Zimmerman in 1988 to help clients MAP their financial life planning strategies. "Mindful" means attentive and aware to both financial and human assets. Human assets include your family and career history, life experiences, belief systems, emotions, and goals. These are factored into recommendations to help guide your life and financial planning decisions.. Prosperity Clarity: Our mission is to help you MAP a more prosperous and satisfying life for the absolute most of your financial and human assets: * Your life path is better focused and more fulfilling * Goals are clear, prioritized, calculated, and funded * Your important decisions align with your values * Your personal confidence and net worth grows. To achieve this MAP gathers your historic style, preferences, and goals to clarify what works best for you. This includes: * Personality motivators * Financial resources * Emotional awareness * Personal values and professional goals * Family relationships MAP Founders: Susan Zimmerman is a Licensed Marriage and Family Therapist (LMFT) and Chartered Financial Consultant (ChFC). She is the author of books and supporting materials on financial psychology and moving through difficult transitions. Thousands have attended her workshops and used her money personality assessments to better manage decisions about spending, investment styles, and couples' communication. Steve Zimmerman is a Certified Financial Planner (CFP) with extensive experience in comprehensive finance, tax, retirement, risk, and portfolio... See More

Thomas Alf, CDFA, CFP, CPA
Knowing what you want is easy – knowing how to get there is not. Clerestory Advisors offer you personalized advice on financial planning matters and investment management services. Our long term commitment to your financial goals means we clarify your risk tolerance, short and long term financial needs and personal money philosophy. By taking the time to educate you, we make sure you are comfortable and knowledgeable as we move forward with a financial plan and asset allocation tailored to your needs. We can assist you with: Financial Planning Retirement Planning Risk Management Cash Flow Planning Tax Planning Estate Planning Investment Management Ongoing Investment Management and Financial Planning Divorce Planning & Assistance... See More

Stephen Galligan, CFP, CPA/PFS, MBA, MS
Stephen Galligan has an MBA in Finance & Accounting, and a MS in Applied Math & Statistics. His professional certifications and licenses are as follows:• MN Board of Accountancy - CPA Certificate 18124• Minnesota Society of CPAs - Member Id #14960• The AICPA PFS Designation - Certificate 07007• CFP Board of Standards - CFP License 057469• Registered Investment Advisor - MN Dept of Commerce• NAPFA Fee-Only Fincial Planner member... See More

Brown Wealth Management, an Independent, Fee-Only, NAPFA Registered Financial Advisor, is known for its skill in investment management and retirement planning. We provide clients with traditional wealth management services including investment, retirement, insurance, educational, and estate planning advice.

All services are offered on a Fee-Only basis (i.e. no commissions charged or accepted)

Fiduciary Oath
Brown Wealth Management follows a fiduciary standard. We exercise our best efforts to act in good faith and in the best interests of our clients at all times.

We will provide written disclosure to our clients prior to our engagement, and thereafter throughout the term of the engagement, of any conflicts of interest, which may compromise our impartiality or independence.

We are Fee-Only and do not receive any compensation or other remuneration that is contingent on any of our client's purchase or sale of a financial product. We do not receive a referral fee or other compensation from another party based on the referral of our client or our client's business.... See More

We help successful professionals build and manage wealth for retirement. As an independent financial advisory firm, we work with a large selection of investment and insurance companies and are able to find solutions that are the best fit for our clients' needs.... See More

Christopher Revak, CPA/PFS
WHAT MAKES ME DIFFERENT?My goal is simple - to make the world better one client at a time. There are no aspirations to be the largest planning firm in the world but instead have a limited number of highly personal client relationships. It is important to know each and every client—their values, goals, families, passions, and pursuits. Other firms may claim similar goals but I actually deliver.... See More

Ben Wacek, CFP
Hi, I'm Ben! Here at Wacek Financial Planning I help my clients steward their resources in a meaningful way for an affordable price. Below is a quick introduction to my company. I am a fee-only, Certified Financial Planner. This means that I never get paid commissions and my clients receive unbiased, objective advice. I offer a variety of services, so that no matter what your life stage or net worth, I can help. I do not have minimums. I am based in Minneapolis, but I utilize technology to serve clients across the US and around the world. The financial plans that I develop with my clients are based on their goals and values and are easy to understand. I desire to help my clients view their financial decisions from an eternal perspective using Biblical principles. ... See More

Ashley Murphy, AIF, CFP